El Segundo, CA
Private lender offering fix & flip, rehab, bridge and ground-up construction loans. Headquartered in El Segundo, CA.
Headquarters
El Segundo, CA
Max LTV
Up to 80% LTV (Up to 80% Cash Out)
Term
360 months
Points / Fees: Zero point options available
Min Credit Score: 660
Amortization: Principal & Interest
Coverage: 47 states and Washington, DC
Fixed rate and fully amortizing principal & interest payments fixed for the entire 30-year term. • No seasoning required for cash-out refinance as soon as rehab is complete.
Max LTV
Up to 80% LTV (Up to 80% Cash Out)
Term
360 months
Points / Fees: Zero point options available
Min Credit Score: 660
Amortization: Interest-only (Fixed interest-only payments for initial 5 years)
Coverage: 47 states and Washington, DC
5/1 ARM structure with initial 5-year fixed interest-only payments over a 30-year term to maximize cash flow. • Qualifies based on property cash flow (DSCR) with minimal DSCR requirements and no personal income verification.
Max LTV
Up to 90% LTV (Up to 100% Rehab Financing)
Term
12 or 24 months
Min Credit Score: 660
Amortization: Interest-only (Interest paid on drawn funds only)
Coverage: 47 states and Washington, DC
Up to 90% LTV on purchase and up to 100% rehab financing via draw reimbursements with interest charged on drawn funds only. • Flexible term options: 12 months with no prepayment penalty or 24 months with a 6-month prepayment premium.
Max LTV
Up to 85% LTC (loans up to MM) / Up to 80% LTC (loans up to MM)
Term
12, 18, or 24 months
Min Credit Score: 680
Amortization: Interest-only
Coverage: 47 states and Washington, DC
Vertical construction financing for single-family or 1-4 residential unit developments from land or tear-downs. • Includes financed full-term interest reserves with interest charged only on drawn funds.
Max LTV
Up to 80% LTV
Min Credit Score: 680
Amortization: Interest-only
Coverage: 47 states and Washington, DC
Rate & term refinance for construction projects 65%-75% complete facing loan maturity or budget increases. • Requires property to be framing complete and weathertight with doors and windows installed.
Max LTV
Up to 80% LTV (Up to 80% Cash Out on rental, Up to 75% Cash Out on bridge)
Min Credit Score: 660
Amortization: Interest-only
Coverage: 47 states and Washington, DC
Provides Rate & Term and Cash-Out refinancing with no seasoning requirements as soon as rehab is complete. • Allows up to 80% cash out to recapitalize equity, even on properties actively listed for sale.
Max LTV
Up to 80% LTV (Up to 80% Cash Out)
Term
360 months
Points / Fees: Zero point options available
Min Credit Score: 660
Amortization: Interest-only or Principal & Interest
Coverage: 47 states and Washington, DC
Finances or refinances up to 10 residential rental properties under a single blanket loan. • Streamlines portfolio management with flexible 5-Year ARM or 30-Year Fixed options and minimal DSCR hurdles.
Max LTV
Up to 80% LTV (Up to 75% Cash Out)
Term
12 or 24 months
Min Credit Score: 660
Amortization: Interest-only
Coverage: 47 states and Washington, DC
Short-term capital for acquiring stabilized properties or refinancing without construction or rehab plans. • Offers up to 75% cash out with no DTI, W-2, or paystub documentation required.
Summary across 8 loan programs.
Lending footprint coming soon.
Property type info coming soon.
Chris O'Neill — Senior Account Executive
Profile data is compiled from public sources and has not been verified by the lender.
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