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CV3 Financial Services, LLC

El Segundo, CA

Publicly Sourced — Unverified

Overview

C
Size L

Private lender offering fix & flip, rehab, bridge and ground-up construction loans. Headquartered in El Segundo, CA.

Headquarters

El Segundo, CA

Private Lending

Forward Flow Persona

High-volume lender; strong fit for borrower/broker outreach

Loan Programs

DSCR Rental Loan - 30-Year Fixed Rate

dscr-rentalPublicly Sourced — Unverified

Max LTV

Up to 80% LTV (Up to 80% Cash Out)

Term

360 months

Points / Fees: Zero point options available

Min Credit Score: 660

Amortization: Principal & Interest

Coverage: 47 states and Washington, DC

Fixed rate and fully amortizing principal & interest payments fixed for the entire 30-year term. • No seasoning required for cash-out refinance as soon as rehab is complete.

DSCR Rental Loan - 5-Year ARM

dscr-rentalPublicly Sourced — Unverified

Max LTV

Up to 80% LTV (Up to 80% Cash Out)

Term

360 months

Points / Fees: Zero point options available

Min Credit Score: 660

Amortization: Interest-only (Fixed interest-only payments for initial 5 years)

Coverage: 47 states and Washington, DC

5/1 ARM structure with initial 5-year fixed interest-only payments over a 30-year term to maximize cash flow. • Qualifies based on property cash flow (DSCR) with minimal DSCR requirements and no personal income verification.

Fix and Flip Financing

fix-and-flipPublicly Sourced — Unverified

Max LTV

Up to 90% LTV (Up to 100% Rehab Financing)

Term

12 or 24 months

Min Credit Score: 660

Amortization: Interest-only (Interest paid on drawn funds only)

Coverage: 47 states and Washington, DC

Up to 90% LTV on purchase and up to 100% rehab financing via draw reimbursements with interest charged on drawn funds only. • Flexible term options: 12 months with no prepayment penalty or 24 months with a 6-month prepayment premium.

Ground Up Construction Loan

ground-up-constructionPublicly Sourced — Unverified

Max LTV

Up to 85% LTC (loans up to MM) / Up to 80% LTC (loans up to MM)

Term

12, 18, or 24 months

Min Credit Score: 680

Amortization: Interest-only

Coverage: 47 states and Washington, DC

Vertical construction financing for single-family or 1-4 residential unit developments from land or tear-downs. • Includes financed full-term interest reserves with interest charged only on drawn funds.

Mid-Construction Refinance

ground-up-constructionPublicly Sourced — Unverified

Max LTV

Up to 80% LTV

Min Credit Score: 680

Amortization: Interest-only

Coverage: 47 states and Washington, DC

Rate & term refinance for construction projects 65%-75% complete facing loan maturity or budget increases. • Requires property to be framing complete and weathertight with doors and windows installed.

Refinance Loans (Cash-Out & Rate & Term)

bridge-residentialPublicly Sourced — Unverified

Max LTV

Up to 80% LTV (Up to 80% Cash Out on rental, Up to 75% Cash Out on bridge)

Min Credit Score: 660

Amortization: Interest-only

Coverage: 47 states and Washington, DC

Provides Rate & Term and Cash-Out refinancing with no seasoning requirements as soon as rehab is complete. • Allows up to 80% cash out to recapitalize equity, even on properties actively listed for sale.

Rental Portfolio Loan

blanketPublicly Sourced — Unverified

Max LTV

Up to 80% LTV (Up to 80% Cash Out)

Term

360 months

Points / Fees: Zero point options available

Min Credit Score: 660

Amortization: Interest-only or Principal & Interest

Coverage: 47 states and Washington, DC

Finances or refinances up to 10 residential rental properties under a single blanket loan. • Streamlines portfolio management with flexible 5-Year ARM or 30-Year Fixed options and minimal DSCR hurdles.

Short-Term Bridge Loan (Bridge Without Renovation)

bridge-residentialPublicly Sourced — Unverified

Max LTV

Up to 80% LTV (Up to 75% Cash Out)

Term

12 or 24 months

Min Credit Score: 660

Amortization: Interest-only

Coverage: 47 states and Washington, DC

Short-term capital for acquiring stabilized properties or refinancing without construction or rehab plans. • Offers up to 75% cash out with no DTI, W-2, or paystub documentation required.

Lending Criteria

Max LTV
Up to 80% LTV (Up to 80% Cash Out) • Up to 90% LTV (Up to 100% Rehab Financing) • Up to 85% LTC (loans up to MM) / Up to 80% LTC (loans up to MM) • Up to 80% LTV • Up to 80% LTV (Up to 80% Cash Out on rental, Up to 75% Cash Out on bridge) • Up to 80% LTV (Up to 75% Cash Out)
Min Credit Score
660 • 680

Summary across 8 loan programs.

Where We Lend

Lending footprint coming soon.

Property Types

Property type info coming soon.

Lending Professionals

Savannah Moroz

Senior Account Executive

savannah.moroz@cv3financial.comView profile →

Todd Kaplan

Senior Account Executive

todd.kaplan@cv3financial.comView profile →

Tanner Cohen

Senior Account Executive

tanner.cohen@cv3financial.comView profile →

Ben Shaevitz

Executive Vice President, Wholesale Lending

ben@cv3financial.comView profile →

Robert Callaway

Chief Financial Officer

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Myles Hager

Lead Account Executive

myles.hager@cv3financial.comView profile →

Jason Mendoza

Senior Account Executive

jason.mendoza@cv3financial.comView profile →

Dylan Enwiller

Senior Account Executive

dylan.enwiller@cv3financial.comView profile →

Jack Helfrich

Executive Vice President, Retail Lending

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Joey Zaniboni

Senior Account Executive

joey.zaniboni@cv3financial.comView profile →

Ray Rojo

Lead Account Executive

ray.rojo@cv3financial.comView profile →

William Tessar

President & CEO

View profile →

Company Information

(844) 283-0001 info@cv3financial.com https://cv3financial.com/

Chris O'Neill — Senior Account Executive

Sources & Data Status

Data originPublicly sourced

Profile data is compiled from public sources and has not been verified by the lender.

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