Conventus Lending
San Francisco, CA
Overview
Private lender offering fix & flip, rehab, ground-up construction and rental/dscr loans. Headquartered in San Francisco, CA.
Headquarters
San Francisco, CA
Loan Programs
DSCR Loans
Rate
Starting from 5.75%
Max LTV
Up to 80%
Term
360 months (30-Year Fixed, 5 to 10 Year ARMs)
Loan Size
$75,000 – $3,000,000
Amortization: 30-Year Fixed, 5 to 10 Year ARMs with Interest-Only option
Coverage: 44 states nationwide (excluding NV, ND, SD, MN, IA, VT)
No W-2s or tax returns required; approvals are based on property cash flow. • Financing available for single family, 2-4 units, short-term rentals, and multifamily up to 12 units.
Fix and Flip Loans
Rate
Starting at 7.75%
Max LTV
Up to 90% Purchase Price, Up to 100% Rehab Costs
Term
6–24 months
Loan Size
$100,000 – $10,000,000
Amortization: Interest-only options
Coverage: 44 states nationwide (excluding NV, ND, SD, MN, IA, VT)
Up to 90% purchase financing and 100% rehab costs with closings in as few as 5 to 10 days. • No income verification required for single family, townhomes, condos, PUDs, ADUs, 5-29 unit multifamily, or mixed use.
Multifamily Loans
Max LTV
Up to 80%
Term
6–360 months
Coverage: 44 states nationwide (excluding NV, ND, SD, MN, IA, VT)
Offers flexible bridge, ground-up construction, and long-term DSCR options for multifamily and mixed-use properties. • Up to 80% LTV with fast closings in 2 to 4 weeks and property-focused underwriting.
New Construction Loans
Rate
Starting at 8.99%
Max LTV
Up to 85% LTC, Up to 70% LTARV
Term
12–24 months
Loan Size
$100,000 – $10,000,000
Amortization: Interest-only during construction
Coverage: 44 states nationwide (excluding NV, ND, SD, MN, IA, VT)
Up to 85% Loan-to-Cost (LTC) and 70% Loan-to-After-Repair-Value (LTARV) for ground-up construction. • Fast closings in as little as 5 business days with stage-based draw disbursements and no prepayment penalties.
Lending Criteria
- Max LTV
- Up to 80% • Up to 90% Purchase Price, Up to 100% Rehab Costs • Up to 85% LTC, Up to 70% LTARV
Summary across 4 loan programs.
Where We Lend
Lending footprint coming soon.
Property Types
Property type info coming soon.
Lending Professionals
Team info coming soon.
Company Information
Sources & Data Status
Profile data is compiled from public sources and has not been verified by the lender.
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