Iron Oak Home Loans, Inc.

Allows homeowners to purchase a new home before selling their existing residence using cross-collateralized equity. • Short-term interest-only payments with no prepayment penalty.

Enables property owners to access equity for property upgrades, business investments, or debt consolidation. • Available for both owner-occupied primary residences and non-owner-occupied investment properties.

Tailored for real estate investors and contractors performing cosmetic repairs and remodels. • Short-term interest-only financing on single-family and 1-10 unit residential properties.

Consumer owner-occupied private money financing when conventional bank options are unavailable. • Underwrites creditworthy self-employed borrowers, 1099 earners, or borrowers with past credit events.

First mortgages on single-family homes and multi-unit residential properties (1-10 units). • Flexible income verification options with decisions within 24–48 hours and closings in 7–10 days.