Back to directory

LendingOne

Publicly Sourced — Unverified

Overview

L
Size L

Private lender offering fix & flip, rehab, bridge and ground-up construction loans.

DSCR/Rental

Forward Flow Persona

DSCR/rental lender with broker and institutional channels

Loan Programs

Bridge Loans

bridge-residentialPublicly Sourced — Unverified

Max LTV

Up to 92.5% LTC (Fix & Flip), Up to 95% LTC (Fix to Rent), Up to 90% LTC (New Construction) / Up to 80% ARV

Term

12 - 24 months

Amortization: Interest Only

Coverage: Nationwide (46 states)

Short-term bridge capital supporting fix & flip, fix to rent, and new construction projects with closings in 10 to 14 days. • High leverage options up to 95% LTC with no W-2s, tax returns, or personal income verification required.

DSCR Rental Loans

dscr-rentalPublicly Sourced — Unverified

Max LTV

Up to 80% LTV (Purchase/Rate-Term), Up to 75% LTV (Cash-Out)

Term

360 months

Points / Fees: Complimentary 45-day rate lock; Prepayment penalty options from 0 to 5 years

Amortization: 30-year fixed, 5/1 & 10/1 ARMs (Interest-Only available)

Coverage: Nationwide (46 states)

Qualification based on property cash flow (as low as 0.75 DSCR) with no tax returns, W-2s, or paystubs required. • Up to 80% LTV for purchase/rate-term refinances and 75% LTV for cash-out refinances with 30-year fixed or ARM structures.

Fix and Flip Loans

fix-and-flipPublicly Sourced — Unverified

Max LTV

Up to 92.5% LTC (100% financing on rehab costs)

Term

12 - 24 months

Points / Fees: No prepayment penalty

Amortization: Interest Only

Coverage: Nationwide (46 states)

High leverage financing up to 92.5% LTC with 100% rehab costs covered and no interest charged on undrawn rehab funds. • Fast closings in as little as 5 to 10 business days with desktop appraisal and virtual draw options.

Fix to Rent Loans

fix-to-rentPublicly Sourced — Unverified

Max LTV

Up to 95% LTC (Fix phase with 100% rehab costs covered); Up to 75% ARV (Rental refinance)

Term

9 months

Points / Fees: 50% discount on origination fees and free appraisal when refinancing into rental loan; 1 point fee added if not refinanced within 9 months

Amortization: Interest Only

Coverage: Nationwide (46 states)

Designed specifically for the BRRRR strategy with up to 95% LTC and 100% rehab financing during the 9-month initial term. • Refinance incentives include 50% off origination fees, 0.5% interest rate discount, and free appraisal.

New Construction Loans

ground-up-constructionPublicly Sourced — Unverified

Max LTV

Up to 90% LTC / Up to 70% ARV

Term

12 - 24 months

Amortization: Interest Only

Coverage: Nationwide (46 states)

Ground-up construction financing up to 90% LTC with no interest on undrawn rehab funds or liquidity reserves required at closing. • Requires borrower or general contractor to have completed at least 1 ground-up project in past 36 months, with virtual app-based draws funded in 2 days.

SFR Portfolio Loans

blanketPublicly Sourced — Unverified

Max LTV

Up to 80% LTV (Purchase), Up to 75% LTV (Refinances)

Term

360 months

Amortization: 30-year fixed, 5/1 & 10/1 ARMs (10-Year Interest-Only option available)

Coverage: Nationwide (46 states)

Consolidate 3 to 20 rental properties into a single blanket loan with one monthly payment. • Minimum 1.0 DSCR required with recourse and non-recourse options available.

Lending Criteria

Max LTV
Up to 92.5% LTC (Fix & Flip), Up to 95% LTC (Fix to Rent), Up to 90% LTC (New Construction) / Up to 80% ARV • Up to 80% LTV (Purchase/Rate-Term), Up to 75% LTV (Cash-Out) • Up to 92.5% LTC (100% financing on rehab costs) • Up to 95% LTC (Fix phase with 100% rehab costs covered); Up to 75% ARV (Rental refinance) • Up to 90% LTC / Up to 70% ARV • Up to 80% LTV (Purchase), Up to 75% LTV (Refinances)

Summary across 6 loan programs.

Where We Lend

Lending footprint coming soon.

Property Types

Property type info coming soon.

Lending Professionals

Team info coming soon.

Company Information

(888) 987-1276 info@lendingone.com https://lendingone.com/

Joseph Walker — Chief Operating Officer

Sources & Data Status

Data originPublicly sourced

Profile data is compiled from public sources and has not been verified by the lender.

Website screenshot
lendingone.comVisit website →

Scan to visit website on your phone

Follow This Lender

0 followers

Claim This Profile

Are you the owner? Verify and take control.

Claim This Profile