Search Private Credit

Compare private-credit loan programs, lenders, and lending professionals. Publicly sourced data is labeled — look for the trust badge on every result.

61 programs

Publicly Sourced — Unverified
Max LTV
Up to 90% of purchase, 100% of rehab (Max LTC: 92.5%, Max LTARV: 75%)
Term
12-24
Rate
As low as 8.99%
Loan Amount
$75,000 – $50,000,000
Min FICO
660
AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY, DC (42+ states)
Lender not linked
Publicly Sourced — Unverified
Max LTV
Purchase: Up to 100% of Purchase Price + 100% of Renovation Costs (Max 75% ARV for 10+ flips experienced; 80%-95% purchase for lower experience levels); Refinance: Up to 75% As-Is Value + 100% Rehab; Cash-Out: Up to 60% As-Is Value + 100% Rehab
Term
12–18
Rate
Starting at 9.24% (As low as 9.49% for standard guidelines)
Min FICO
650
Nationwide except AK, NV, UT, ND, SD, VT
Publicly Sourced — Unverified
Max LTV
Up to 92.5% LTC (100% financing on rehab costs)
Term
12 - 24 months
Nationwide (46 states)
Publicly Sourced — Unverified
Max LTV
Up to 90% Purchase Price, Up to 100% Rehab Costs
Term
6–24 months
Rate
Starting at 7.75%
Loan Amount
$100,000 – $10,000,000
44 states nationwide (excluding NV, ND, SD, MN, IA, VT)
Publicly Sourced — Unverified
Max LTV
Up to 95% LTC (Fix phase with 100% rehab costs covered); Up to 75% ARV (Rental refinance)
Term
9 months
Nationwide (46 states)
New Construction Loans
Ground Up Construction
Publicly Sourced — Unverified
Max LTV
Up to 75% for land / purchase, 100% for construction budget (Max LTARV: 75%)
Term
12-24
Rate
As low as 9.25%
Loan Amount
$75,000 – $50,000,000
Min FICO
660
AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY, DC (42+ states)
Lender not linked
Publicly Sourced — Unverified
Max LTV
Stabilized Bridge Purchase: Up to 75% As-Is Value; Refinance: Up to 70% As-Is Value; Cash-Out: Up to 65% As-Is Value. Fix & Flip Purchase: Up to 80% Purchase + 100% Rehab (Max 70% LTC / 65% ARV)
Term
12–18
Min FICO
650
Nationwide except AK, NV, UT, ND, SD, VT